Generic Drugs: Can You Trust Them?

A generic drug is a copy of a brand name drug. It’s identical to the brand name drug in dosage, strength, safety, performance and use. Both prescription and non-prescription drugs may have generic versions.

Why Seniors are Flocking to This Newer Medicare

Since Congress gave approval to private insurers to offer Medicare alternative insurance plans, millions of Americans have enrolled in Medicare Advantage plans. Those enrollees have already made Medicare Advantage into a major revenue source for insurers, including Humana (NYSE: HUM ) , UnitedHealth Group (NYSE: UNH ) , and Aetna (NYSE: AET ) ; but even better times may be ahead for insurers, given that enrollment in Medicare Advantage programs jumped 9.8% in August from a year ago, extending a trend of Medicare Advantage expanding its footprint in the United States (data courtesy of Bloomberg Intelligence).

Which Social Security office is closest to me

When you apply for Medicare, you can sign up for Part A (Hospital Insurance) and Part B (Medical Insurance). Because you must pay a premium for Part B coverage, you can turn it down. However, if you decide to enroll in Part B later on, you may have to pay a late enrollment penalty for as long as you have Part B coverage. Your monthly premium will go up 10 percent for each 12-month period you were eligible for Part B, but didn’t sign up for it, unless you qualify for a special enrollment period.

Prescription Discount Cards and Other Money-Saving Medicare Tips

Prescription drugs can take a big bite out of your budget. Your Medicare prescription drug plan may offer cost-saving benefits that you may not be aware of. Also, some pharmacies offer discount programs or savings on 60- or 90-day refills.

It could pay to check into opportunities to help keep more cash in your pocket. Here are some ideas.

Keep an eye out for Glaucoma

Are you at a high risk of getting glaucoma? Glaucoma is an eye disease that causes loss of vision—usually side vision—by damaging the optic nerve, which sends information from your eyes to your brain.

Few older Americans have Dental Insurance

Only 12 percent of older Americans have some form of dental insurance and fewer than half visited a dentist in the previous year, suggests new Johns Hopkins Bloomberg School of Public Health research on Medicare beneficiarie

Emergency Health Care Coverage, While Out of Town

Emergency Health Care

A common concern for older adults is if their health care costs will be covered while traveling out of town, particularly in the event of a Emergency Health Care coverage. The answer: “It depends.”

It’s important to understand what your plan will pay for when you are away from home. This is true no matter what type of Medicare coverage you have, like Original Medicare, a Medicare Advantage plan or a Medicare supplement plan.

Keep Reading..Emergency Health Care Coverage, While Out of Town

Spotlight on Medicare Advantage for 2017

Medicare Advantage plans, which consist primarily of HMOs and PPOs, now cover almost 18 million people – nearly one-third of all Medicare beneficiaries. Medicare Advantage plans have been in the news lately because the proposed merger between Aetna and Humana, which together account for one-quarter of all Medicare Advantage enrollees, could further consolidate the Medicare Advantage market.