3 Ways to Dispose of Your Old, Unused Medications Safely

3 Ways to Dispose of Your Old, Unused Medications Safely

​Many older adults take medications to treat various health conditions like pain, diabetes, heart disease, or infection. Some of the medications may go unused and sit around the house for months or years on end. This can be a hazard for children, other adults or even pets because the medicine may be accidentally eaten.

It’s important to dispose of all unused, expired or unwanted prescription drugs or over-the-counter medications as soon as you no longer need them. There are a variety of ways to do this, such as:

Pay Your Part B Medicare Premium

5 Ways to Pay Your Medicare Part B Premium

If you’re like most people, you don’t pay a monthly premium for your Medicare Part A. However, if you have Medicare Part B and you are receiving Social Security or Railroad Retirement Board benefits, your Medicare Part B premium is usually deducted from your monthly benefit payment.

Medicare Before Retirement?

Medicare Before Retirement

Enrolling in Medicare Before Retirement?

It is an important milestone in your life. To gain the maximum benefits from your health care, however, you have to sign up at the right time. If you’re considering getting Medicare before you stop working, make sure you understand the impact this decision could have on your health care options as well as on your finances. Find out whether you should enroll in Medicare Before Retirement, and learn whether you will have other health care options if you keep working past the age of 65.

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How to Qualify for Dental & Vision Benefits with Medicare

How to Qualify for Dental & Vision Benefits with Medicare

As people enroll in Medicare, many forget to make note of its limits. While Medicare Part A covers emergency room situations, it’s a different story when it comes to covering vision and dental procedures. It is important to understand your options and what everything covers, so you’re prepared when your doctor or dentist prescribes treatments or schedules procedures. Here is an overview of the various Medicare Plans, so you will know how you’re covered for vision and dental treatments.

Medicare Part A & Part B Basic Costs

Medicare A & B Basic Costs

Medicare is comprised of many programs: Part A, Part B, Part C (Medicare Advantage), Part D (Prescription Drugs), and Medicare Supplement (Medigap) plans to help subsidize the cost of healthcare.

Original Medicare exists in two types of coverages, known as Medicare Part A and Medicare Part B, which cover different services, discussed in more detail below. Given that these two programs are part of Original Medicare, they are administered by the federal government. As Part A and B differ in coverage and services, they incur different costs as well.

Medicare Advantage vs. Medicare Supplement

Medicare Advantage vs. Medicare Supplement

Original Medicare is the familiar program that’s been around since 1965. In original Medicare, the government pays Medicare’s share of your medical bills directly to doctors and hospitals. You can go to any doctor or hospital anywhere in the country that accepts Medicare reimbursement. That is nearly all of them.  But original Medicare is not free. You will still be required to pay some health care costs out of your own pocket. For instance, people on original Medicare must pay a $1,216 deductible for every hospital stay (rising to $1,260 in 2015).

They must also pay 20 percent of the cost of most kinds of outpatient treatments, including doctor visits. And unlike the private insurance you’re used to from your working years, Medicare does not have any limit on what you can spend out of your own pocket. The bills can mount up quickly, especially if you need costly treatments such as outpatient chemotherapy.

Keep Reading..Medicare Advantage vs. Medicare Supplement