Understanding Your Medicare Card

Understanding Your Medicare Card Header


Understanding Your Medicare Card is important so you know how best to use it.  When you’re enrolled in Medicare, you’ll receive in the mail your red, white, and blue Medicare card.  If you’re automatically enrolled, you’ll get your Medicare card in the mail 3 months before your 65th birthday or your 25th month of getting disability benefits.  Your Medicare card shows that you have Medicare health insurance Part A (Hospital Insurance), Part B (Medical Insurance) or both, and it shows the date your coverage starts.  Knowing how your card works, how to report a stolen Medicare Card, how preventing ID Fraud are all covered in this article so you are better informed.


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By Law, Hospitals Now Must Tell Medicare Patients When Care Is ‘Observation’ Only

Why wasn't I told I was receiving observation care

Under a new federal law, hospitals across the country must now alert Medicare patients when they are getting observation care and why they were not admitted — even if they stay in the hospital a few nights.  For years, seniors often found out only when they got surprise bills for the services Medicare doesn’t cover for observation patients, including some drugs and expensive nursing home care.  The notice may cushion the shock but probably not settle the issue.

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Lost or Stolen: How to Get a Replacement Medicare Card

Lost or Stolen How to Get a Replacement Medicare Card

Your Medicare card is your proof that you hold Medicare health insurance. This card shows whether you have hospital insurance (Part A), medical insurance (Part B), or both and states when your coverage started. In many cases, you’ll need to present your Medicare card when you receive health services like seeing a doctor, getting an x-ray, or filling a prescription for medication. But what should you do you if your card is lost or stolen? The following steps will help you secure a replacement Medicare card.

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Medicare Advantage vs. Medigap

Medicare Advantage vs. Medigap

Medicare Advantage or a Medigap Plan?  Which Is the Best Choice?  Given the high cost of care for seniors, turning 65 and enrolling into Medicare can be a retiree’s best friend.  However, Original Medicare alone does not provide enough coverage.  Most people search out additional coverage through a private insurance plans.  

One of the most important decisions an enrollee can face is whether to buy a Medicare Advantage Plan or go with an Medigap (Medicare Supplement) that works along with Original Medicare. 

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Turning 65? Sign Up for Medicare…or Not

Turning 65 Sign Up for Medicare or Not

Turning 65

Turning 65 has the popular perception is that your birthday marks the milestone in your life when you hang up your spurs, kick back, and reap the fruits of your labor as you enjoy sunsets from your porch.

For some, that perception is becoming a thing of the past.

Many of the 10,000 baby boomers are turning 65 every day and reach Medicare eligibility are choosing to work past the traditional retirement age.  Some do it for financial reasons and others continue to work simply because they enjoy it.

The number of Americans 65 and older who said they were employed full-time or part-time has increased from 4 million people in 2000 to 9 million people in 2016, according to a Pew Research Center analysis of employment data from the U.S. Bureau of Labor Statistics.

Ironically, choosing to work beyond 65 for financial reasons could cost you in the form of Medicare premium penalties if you miss certain Medicare enrollment dates.  So it’s important to approach the decision to delay enrolling in Medicare with your eyes wide open.

Here are some important points to keep in mind if you’re planning to continue working past your 65th birthday.

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Manage Your Chronic Conditions With Connected Care

Manage Your Chronic Conditions With Connected Care

Wayne is in his early 70s, and has diabetes and a history of high blood pressure. He was overwhelmed trying to manage both conditions at the same time. His doctor told him that Medicare includes chronic care management services to better manage his health conditions. Now, a health care professional helps Wayne keep track of his medical history, medications, and all the doctors he sees.

Like Wayne, about two-thirds of people with Medicare have 2 or more chronic conditions. In fact, about a third of people with Medicare have 4 or more chronic conditions. If you live with 2 or more chronic conditions—like arthritis, asthma, depression, diabetes, osteoporosis and high blood pressure that have lasted, or are expected to last, at least a year—Medicare may pay for a health care provider’s help to manage those conditions.

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Retiring Overseas? 3 Things to know

Many current and soon-to-be retirees still struggling from the Great Financial Crisis have decided to pack their bags and spend their golden years overseas, according to a new survey.

“Nearly 3.3 million American ‘baby boomers’ plan to retire permanently abroad.” – Dr. David Vequist, Founder and Director of the Center for Medical Tourism Research. Travel Market Report [1]

There are more than 350,000 retired Americans currently receiving their Social Security benefits outside of the United States, are you planning on being one of them?  Before you pack your bag and retire abroad, you should research if that is the best option for you, here are three questions about Medicare coverage outside of the US.

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GoodRX Pill Identifier

GoodRX’s Pill Identifier

GoodRX’s Pill Identifier helps people avoid the troubles than can come with misidentifying prescriptions at home. The U.S. Food and Drug Administration reports that medication errors injure approximately 1.3 million people each year in the United States.