Missed your Medicare Open Enrollment Period?

Medicare Open Enrollment

Ok, you missed your Medicare Open Enrollment Period, now what?

Medicare’s Annual Election Period or AEP runs from October 15 to December 7 every year.  This is the time of year where people enrolled in the Medicare program can make changes from Original Medicare to a Medicare Advantage, or from Medicare Advantage to back to Original Medicare plus add a Medicare Part D Prescription Drug Plan.  You can also change from one Medicare Advantage or Prescription Drug plan to another for the coming year.  Furthermore, you can enroll in a Part D Prescription Drug plan if you didn’t when you became eligible, keep in mind there could be a late enrollment penalty.

Open enrollment is a great time to change to a Medicare plan that better meets your needs. But what happens if you miss open enrollment for health insurance? Don’t worry. We’re here to help.

Keep Reading..Missed your Medicare Open Enrollment Period?

Colorado Auto Theft Facts

Colorado Auto Theft Facts

Here are some important Colorado Auto Theft Facts from our Friend Lieutenant Jad Lanigan of the

Just a reminder that auto theft continues to be a problem in the metro area. According to the Auto Theft Intelligence Coordination Center (ATICC), 18,047 vehicles were stolen statewide in Colorado in 2016, up more than 20 percent over 2015 and more than 55 percent over 2014. ATICC’s 2016 annual report indicates that Friday and Monday showed the highest levels of auto theft, while Sunday showed the lowest.

The top two locations for vehicles to be stolen from were residences and parking lots, including garages.

Keep Reading..Colorado Auto Theft Facts

4 Ways to Get the Most Out of Original Medicare

4 Ways to Get the Most Out of Medicare

 

The benefits of Social Security are readily apparent for seniors.  Each and every month, for those who qualify and have filed for benefits, the program pays an average of $1,350 to retired workers.  This is a tangible and dependable benefit payment that a majority of today’s retirees count on to help them meet their month-to-month expenses.

Original Medicare, which covers some 56 million Americans, 5 out of 6 of which are aged 65 and up, doesn’t have the same tangible benefits feel as Social Security.  That doesn’t, however, make it any less important over the long run.

Keep Reading..4 Ways to Get the Most Out of Original Medicare

NASA Recommends Safety Tips to View the August Solar Eclipse

solar eclipse

Credits: NASA

More than 300 million people in the United States potentially could directly view the Aug. 21 total solar eclipse, and NASA wants everyone who will witness this celestial phenomenon to do so safely.

That Monday, a partial eclipse will be visible in every state. A total solar eclipse, which is when the Moon completely covers the Sun, will occur across 14 states in the continental U.S. along a 70-mile-wide (112-kilometer-wide) swath of the country.

Keep Reading..NASA Recommends Safety Tips to View the August Solar Eclipse

Medicare Savings Programs & Part D Extra Help

Medicare Savings Programs & Part D Extra Help

Original Medicare does not cover all healthcare costs, but there are four Medicare Savings Programs that can help offset Medicare expenses and are designed to pay for additional costs like deductibles, co-insurance and premiums.

Medicare Part D Extra Help pays for prescription drug costs and qualification for Savings Programs and Part D Extra Help is based on a combination of income and countable resources.  Let us walk you through each.

Keep Reading..Medicare Savings Programs & Part D Extra Help

Get help with your Medicare costs

Get help with your Medicare costs

If you’re among the many Americans facing challenges with their Medicare Costs, there may be ways you can save money if you have Medicare.

If you have limited income and resources, you may qualify for Medicaid—a joint federal and state program that helps with medical costs. Even if you don’t qualify for Medicaid, there are other programs that may help you pay for your Medicare premiums and other costs.

Keep Reading..Get help with your Medicare costs

How to Avoid Unnecessary Part D Penalties

  Prescription drug prices in the United States are among some of the highest in the world.  This is why it is imperative that you have proper prescription drug coverage once you become eligible for Medicare.  Depending on how you decide to receive your Medicare benefits, if your plan does … Keep Reading..

5 Worst States for Diabetes

It’s time to stop eating all those doughnuts and sugary sodas.  Why?  Diabetes rate is on the rise.

According to the Centers for Disease Control and Prevention (CDC), 12.6% of U.S. adults age 20 and older have diabetes, and about one-quarter of the members of that group are unaware they have the condition.  The numbers are much worse for older Americans.  The American Diabetes Association (ADA) estimates that almost 26% of those age 65 and older are diabetic.

Keep Reading..5 Worst States for Diabetes

3 Questions to ask before buying Medicare Supplement.

Questions to ask before buying Medicare Supplement.

Questions to ask before buying Medicare Supplement.

Asking These Questions about your Medicare Supplement = Better Coverage For Less Cost!

Medicare Supplement insurance plans are standardized the rates are NOT.  Therefore, it can pay to ask the insurance agent how many plans they are appointed to sell.  Appointed means they can actually sell you that plan.  If they can’t sell it to you (and earn a commission from the insurance company) they are not likely to recommend the policy (you can understand why).

Keep Reading..3 Questions to ask before buying Medicare Supplement.