What do I do if my Medicare Advantage plan Terminates my Coverage?
At the beginning of each calendar year, Medicare Advantage (MA) plans can make changes to their benefits, premiums, copayments and geographic service areas. They must notify their members every fall of the changes they intend to make the following year. They can add or drop benefits, change premiums and copayments, and begin or discontinue serving a certain county or region. MA plans must get permission from the Centers for Medicare and Medicaid Services (CMS)before making any changes, and notify their members by early October of changes effective January 1 of the following year.
Sometimes at the end of the year, Medicare Advantage Plans can decide to leave the Medicare Program, pull their plans from the area and leave Medicare Eligibles in need of a new plan. If you have gotten a letter stating your plan is leaving the Medicare Program, the letter you receive will explain your options.