Medicare Enrollment Periods
Medicare Initial Enrollment Period (IEP)
Medicare General Enrollment Period (GEP)
The General Enrollment Period (GEP) is like make-up time. It’s when you can enroll in Medicare if you didn’t sign up during your Initial Enrollment Period. The GEP is January 1 - March 31 every year. You may have to pay a penalty for late enrollment. Coverage takes effect on July 1.
Medicare Special Enrollment Period (SEP)
A Medicare Special Enrollment Period (SEP) allows you to enroll in Medicare or change your Medicare coverage outside of standard enrollment periods without penalty. There are different SEPs that apply in specific circumstances, and each has its own rules about timing.
Medicare Supplement Open Enrollment
Medicare supplement insurance may be added to Original Medicare at any time after you’re enrolled in both Part A and Part B, but you have “guaranteed issue rights” only at certain times. If you join at other times you may have to pay more and you could be denied coverage. Get more information about Medicare supplement insurance.
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