Paying Your Medicare Part B Premium

Paying Medicare Part B

Paying Your Medicare Part B

If you get Social Security or Railroad Retirement Board (RRB) benefits, your Medicare Part B (Medical Insurance) premium will be deducted from your benefit payment.

If you’re a federal retiree with an annuity from OPM and not entitled to RRB or SSA benefits, you may request to have your Medicare Part B premiums deducted from your annuity. Call 1-800-MEDICARE (1-800-633-4227) to make your request. TTY users can call 1-877-486-2048.

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Will My Social Security Benefits be Affected If I get Married?

Marriage and Social Security

There are always questions about Marriage and Social Security Benefits.  If you get Social Security disability or retirement benefits and you marry, will your benefits will stay the same.  Your getting married, you may have some questions about changing the name on your Social Security card.  Here’s how marriage may affect other benefits: 

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Hot Dogs & Sparklers & Starbursts, Fourth of July Safety Oh My!

Fourth of July Safety

Happy Fourth of July! Break out the hot dogs, cold drinks, and apple pie!  But do not forget about Fourth of July Safety!!

Ironically, even though Independence Day may be filled with fun activities, what everyone truly waits for is the day to end.  Or more precisely, for darkness to fall.  And all across our great country, folks head for city parks, ballparks, rivers, lakes, ocean shore, or wherever the local display is about to begin, to ooh! and aah! at the true centerpiece of all Fourth of July celebrations: fireworks!

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Your Grill Should Cook, Not Burn


Your Grill Should Cook, Not Burn… the barn. Or the house. Or a child.

Every year, what should be a fun outdoor occasion for family and friends instead turns into a tragedy at nearly 9,000 homes, causing deaths, injuries and tens of millions in property damage.  Your local and licensed Healthy Colorado Insurance Agent want to remind you that fire damage and potential liability for injury to friends will be covered by your homeowner’s policy, but we’d much rather you sidle up to the picnic table than hunker down in the emergency room.

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Own a Home-Based Business? Think ‘Presidentially’ When Considering Risks

Home-Based Business

Own a Home-Based Business?  Then you should think ‘Presidentially’ When Considering Risks.  No, we are not implying you fancy yourself the next Washington or Lincoln. But are you the proud owner or founder of one of the estimated 59% of established businesses in the United States that operate from a home?  Then, even if your face doesn’t appear on Mount Rushmore, for your business you are still the top dog, head cheese, or grand high poobah.  So welcome Mrs. or Mr. President!


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Rideshare Driver Safety

Rideshare Driver Safety

Are You a Ride-Sharing Service Driver? Have you thought about Rideshare Driver Safety?  What Happens If You’re Injured While On the Job??   

So you’ve heard everyone talking about how easy it is to make money driving for a ride-sharing service such as Uber or Lyft.  You’ve decided that making a few extra bucks would be great, so you begin preparations. If you’re like most prospective drivers, your to-do list will look like this:

  1. Tune up and clean your car.
  2. Contact the ride-sharing company.
  3. Plan a schedule and start transporting people.

Unfortunately, too many ride-sharing service drivers don’t think about insurance or better yet Rideshare Driver Safety.  Specifically, what insurance coverage will be available should you be involved in an accident while you are driving for a ride-sharing service?

As the ride-sharing driver, there are a variety of factors you need to think about with regard to insurance in case you ever are injured while behind the wheel of your personal vehicle.  The most important is Rideshare Driver Safety and how you can protect yourself if you become injured.

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