Insurance Solutions for Ride-Sharing Service Drivers


Article Courtesy: Trusted Choice

Over the last 10 years, ride-sharing has turned the global transportation industry on its ear. By mid- 2017, the largest companies in the space—Uber and Lyft—together were thought to be valued around $60 billion. As the growth continues, more attention is being directed toward the exposures posed by limitations in the drivers’ personal auto insurance policies, which were never intended for the commercial exposure of ride-sharing.

Many states have passed legislation designed to provide needed clarity for personal auto insurance companies, ride-sharing services and their drivers. And while not all states have such legislation on the books, there now exists a general consensus as to when the coverage under the driver’s personal auto insurance policy ceases and the commercial insurance offered by the ride-sharing service begins.

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Have you heard? MACRA is a hot topic this year for the Medicare Supplement industry. Legislation and regulations can often be hard to understand, so we’re going to break it down into small pieces to help you get ready for the changes that will happen January 1, 2020.

Updated Federal Poverty Guidelines Announced

Updated Federal Poverty Guidelines Announced

Article: Casey Schwarz Medicare Watch Each year, the Department of Health and Human Services (HHS) updates the federal poverty guidelines, which are then used to determine eligibility for programs including Medicaid, the Low Income Subsidy for Part D (LIS), and Medicare Savings Programs. The 2019 guidelines for the 48 contiguous states … Keep Reading..

Paying Your Medicare Part B Premium

Paying Medicare Part B

Paying Your Medicare Part B

If you get Social Security or Railroad Retirement Board (RRB) benefits, your Medicare Part B (Medical Insurance) premium will be deducted from your benefit payment.

If you’re a federal retiree with an annuity from OPM and not entitled to RRB or SSA benefits, you may request to have your Medicare Part B premiums deducted from your annuity. Call 1-800-MEDICARE (1-800-633-4227) to make your request. TTY users can call 1-877-486-2048.

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Will My Social Security Benefits be Affected If I get Married?

Marriage and Social Security

There are always questions about Marriage and Social Security Benefits.  If you get Social Security disability or retirement benefits and you marry, will your benefits will stay the same.  Your getting married, you may have some questions about changing the name on your Social Security card.  Here’s how marriage may affect other benefits: 

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