10 Things You Didn’t Know Life Insurance Could Do

Life Insurance

Life insurance seems like a straight-forward financial product. Insurance companies receive premiums and in exchange they pay out a death benefit to policyholders’ beneficiaries.  However, these plans can be much more complex than that.

“There are a lot of options – much more than people realize,” says Cliff Wilson, chair of the board of directors for Life Happens, a nonprofit that educates the public on insurance matters. Some policy perks are geared toward certain populations, such as the USAA Military Future Insurability Rider, which lets service members convert a military policy upon retirement. But other life insurance perks can be had by virtually anyone.

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Planning for travel to Pyeongchang for the Games

Planning for travel to Pyeongchang for the Games

Security Brief Health and Safety Resources for travel to Pyeongchang.

Winter Sporting Events in Pyeongchang, South Korea

The mountainous region of Pyeongchang, South Korea will soon experience an influx of visitors due to the scheduled winter sporting events and may pose a number of potential health and safety risks for travelers. If your planning to travel to Pyeongchang here is a brief security update for you.

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Worried About Health Insurance Gaps?

Identifying Health Insurance Coverage Gaps

Identifying Health Insurance Gaps

Many people don’t realize that Medicare does NOT cover all medical needs, which creates health insurance gaps in coverage.  To help identify where you might have gaps, it’s important to do an annual checkup of your health care and financial needs – since these often change from year to year.  Use these three questions to help you get started in evaluting any health insurance gaps you might have.

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5 Reasons Singles Need Life Insurance, Too

Life Insurance

Life insurance is something only married people need, right? Wrong, Singles Need Life Insurance too.  As with so many personal finance questions, the answer to this one is – it depends.

There are several reasons you might want to purchase life insurance even when you’re single, though you may need less coverage than someone who wants to provide for a surviving spouse or children.  That’s because there may be other family members or loved ones who could be affected financially in the event of your death.

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Missed Your Medicare Initial Enrollment?

Medicare Initial Enrollment

Medicare provides a General Enrollment Period (GEP) every year for people who missed signing up during their Medicare Initial Enrollment Period when they were first eligible.  It’s getting a second chance for Medicare enrollment. If you missed the Medicare Initial Enrollment then you can enroll durung the General Enrollment period … Keep Reading..